Merchant Services

IPPB aims to bring together India's small merchants segment under its merchant payments services. This represents approximately 60% of the merchants belonging to the unorganized retail outlets. IPPB’s merchant services provide a simplified onboarding platform to help merchants accept digital payments through IPPB’s merchant app. The merchants can also utilize our Doorstep banking services through our Postman/Gramin Dak Sevak (GDS), to set up the payment acceptance solutions and enjoy seamless digital transactions. 

BHIM-Aadhaar-IPPB is a digital payment acceptance solution from India Post Payments Bank which allows merchants to accept digital payments from customers via Aadhaar based biometric authentication. When the customer makes a purchase using IPPB BHIM Aadhaar Pay, money is debited from his / her Aadhaar linked bank account of the selected bank and credited to merchant’s account instantly.

 

Refer FAQS (Merchant FAQs)

Offered Merchant Services

  • Innovative and cost-effective payment acceptance
  • Acceptance of unlimited digital payments, unlike wallets
  • Easy online access to account statements and transaction details

Merchant UPI Credit Limits

Small Merchant UPI Credit Limits towards their Merchant VPAs (default and static QR VPAs combined) are as below:

UPI Credit Transaction limits (in Rs.)

Credit Limit Value

Per transaction

Rs. 10,000

Per day Cumulative Limit

Rs. 25,000

Per Month cumulative Limit

Rs. 1,00,000

 

 

Call 155299 or 033-22029000 today to become an IPPB merchant.