चालू खाता
IPPB offers the facility of a Current Account to the small merchants/ kirana stores and individual businessmen. This account is a prerequisite for carrying out and expanding business. IPPB’s Current Account gets you started on the road to digital transactions for your business needs. Along with this, IPPB also offers a Merchant App for meeting business requirements. The current account can be opened at the Post Office Counters or at your doorstep through our Postman/GDS.
- It is very convenient to get this account opened through door step services.
- It is instant and paperless process.
- Supplementary POSB account on request.
- Instant money transfer facility through IMPS at nominal charges.
- You will get the doorstep services at nominal charges wherever you want. It will save your time and money to visit the bank branch.
- Checkbook facility available for the Current account.
- Free monthly email statement.
- SMS alerts to track your account activities.
- Hassle free banking service with QR card. QR card will be provided in the welcome kit while account opening.
- Nominee facility available.
Current Account (E-KYC Customers):
- Aadhaar Number
- PAN Card / Form 60
- Biometric Validation
Current Account (non E-KYC Customers):
- PAN Card/ Form 60
- 1 latest passport size photograph
- Other Officially Valid documents as prescribed by the regulatory instructions such as: Ration Card, Passport, Voter Identity card, Driving License, ID Card of Government Department, Utility Bills, Bank Passbook etc
| Interest rates | Remarks |
|---|---|
NIL |
No interest will be paid on Current account |
| Particulars | Charges |
|---|---|
Minimum Quarterly Average Balance (QAB) |
Nil |
SMS alerts |
Free |
Duplicate physical statement |
50 Rs |
Doorstep Banking |
10 Rs |
First QR Card |
Free |
QR card Reissuance |
50 Rs |
Setting of Standing Instruction Charges |
Free |
- Terms and Conditions 1
- Terms and Conditions 2