IPPB RuPay Virtual Debit Card
Debit cards are one of the most popular instruments these days for cashless transaction & already a prominent mode for payment adopted in India. With growing business of Ecommerce/ Online services in India, usage of debit card on ECOM/ Online merchant transactions are increasing significantly, day by day.
India Post Payments Bank (IPPB) presents RuPay Virtual Debit Card to promote Government of India’s digital payments mission and encouraging customers / merchants to shift towards digital payments mode.
Key Features
IPPB RuPay Virtual Debit Card is a digital debit card which can be generated by the customers on their mobile banking App. It allows IPPB customers to do digital transactions on ecommerce/ online websites for purchasing of goods/ services/ paying bills etc. on RuPay enabled portals/ payment gateways.
Some additional features of the card are as below:
- Card can be Self - Generated, Blocked, Unblocked from IPPB Mobile Banking App.
- Individuals can set their own per day limits.
- Acceptance on all RuPay enabled e-commerce site/ merchant site
- Attractive e-commerce offers, cashback on paying utility bills, instant discounts etc.
-
Please refer below table for more information.
Card Variant |
RuPay Classic |
|
Daily purchase limit (e-commerce) |
Minimum |
Rs. 1 |
Maximum (per card) |
Rs. 50,000* |
|
Issuance charges |
Rs. 25 (inclusive of GST/ CESS) |
|
Usage/ Transaction charges (e-commerce) |
NIL |
|
Reissuance charges |
NIL |
|
Blocking/ Unblocking charges |
NIL |
*For DGSBA accounts a cumulative monthly transaction limit of Rs. 10,000 is applicable only for Bill Payments, In store Merchant Payments and Payment towards eligible Post Office Savings Schemes and Services.
Grievance Handling/ Card Hotlisting in assisted Mode
Customer may approach to IPPB on below channels:
1. Branch/ Access Point
2. Toll Free Customer Care No. - 1800 8899 860