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Premium Aarogya Savings Account

Introducing the IPPB Premium Aarogya Savings Account — where your health meets your wealth. Enjoy the convenience of secure, zero-balance, digital banking along with exclusive wellness benefits like unlimited online doctor consultations and discounts on a variety of healthcare services like medicines and diagnostics. With doorstep banking and nationwide reach through our trusted Postmen, this account is designed to empower your financial journey while taking care of your well-being.

Open your Premium Aarogya Savings Account today and experience banking that truly cares!

Key Features and Benefits :

  • Free Doorstep Banking
  • Free Cash Deposit and withdrawal
  • Can be linked to a POSA (Post Office Savings Account)
  • *Cashback on first Virtual Debit Card induced transaction.  
  • *Cashback on Electricity Bill Payment(Monthly)
  • *Cashback on issuance of Digital Life Certificate/ Jeevan Pramaan Certificate.

 Wellness Benefits provided by our existing partner^:

Features

Benefits

Benefit Tenure

1 Year (Auto-Renewed with payment of the Annual Subscription fee)

Entry Age

18 to 70 Years

Tele consultations

Unlimited with General Practitioners

Video consultations

Unlimited with General Practitioners

Diagnostic Services

up-to 40% discount on diagnostics

Pharmacy Services

up-to 15% discount on pharmacy

Initial Waiting Period

Waived

Specific Disease waiting period

Waived

PED waiting period

Waived

Pricing:

Account Opening Charges

New Customer

Rs 149/- (exclusive of GST)

Account Upgrade Charges

Existing Customer (for customers between 18 to 70 years of age)

Rs 149/- (exclusive of GST)

Account Subscription Charges (Rs.)

Annual Renewal Subscription fees

Rs 99/- (Exclusive of GST)

Interest rates:

Annual Interest Rates

Frequency of payout

Balance up to INR 1 Lakh – 2.00% per annum

Balances above INR 1 Lakh & up to INR 2 Lakh – 2.25% per annum 

Quarterly (Interest shall be paid in the subsequent month of each quarter)

 

Click here to see the detailed Schedule of charges. Click here 

Click here to see the Premium Aarogya FAQ. Click here

Click here to see Wellness benefits FAQ offered by our Partner

Call 155299 or 033-22029000 to avail doorstep banking services to open a Premium Aarogya Savings Account with IPPB.

*Charges levied will be reversed post verification of the transaction. Benefits will be accrued within 90 days of a successful transaction.

^Healthcare benefits are currently offered by Niva Bupa Health Insurance Co.

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