Senior Leadership - India Post Payments Bank

Shri. R. Viswesvaran is a veteran banker with a distinguished career of over 26+ years at a Public Sector Bank, where he gained extensive experience in Global Banking Regulations, Business Development & Strategy, Operations, Financial Inclusion, and Innovation. In his current role at the India Post Payments Bank, he is responsible for driving growth, innovation and customer satisfaction in the Bank. Prior to joining the IPPB, he held the position of General Manager at Union Bank of India & held various roles as vertical head at the corporate office and at field level, including heading the business and operations of the State of Tamil Nadu. His other notable experience is the role of MD & CEO of Union Bank of India (UK) Limited, London, through 2018–21. Before entering the banking field, he had served in the Indian Air Force as an Air Warrior. Shri. R. Viswesvaran is an Executive MBA. He has also completed a Management Programme in Banking & Finance from Union Bank School of Management and a distinction holder in CAIIB from the Indian Institute of Banking & Finance.

With more than three decades of varied and multi-cultural successful stints with leading organizations in banking, financial services and insurance sectors such as UTI AMC, Cholamandalam, Metlife, Way2 Wealth Securities, Escorts Finance and Escorts Asset Management, and Kotak Mahindra Finance across various geographies in India, he brings cross-sector domain expertise in payments, collections, mobile banking, securities broking & treasury products. Currently, he handles planning, development and execution of marketing, sales and distribution, products, business development through government and enterprise channels, branding, and corporate communication at IPPB. He is a Bachelor of Engineering from Punjab Engineering College, Punjab University and a management graduate from Faculty of Management Studies, Delhi University.

Over 30 years of experience in Banking Industry focusing on all Products in Managing Operations and Technology for Electronic Payments, Retail and Commercial Banking, Capital Markets. Proven Experience in setting up and leading large teams across multiple businesses and services with hands on experience in Integration of Legacy Applications, Banking Platforms along with Process, controls, Compliance and Risk Management. Has been a Key Member of Initial setup teams of 2 Top Private Sector Banks. Graduate from Mumbai University with Physics and Electronics with a Masters in Public Administration.

IT Professional with more than 20 years of experiences in implementation and operations of technology services in Banking Industry. Expertise in driving digital innovations and payments product development. Overall improved customer experience and employee engagement, optimised operations and created new business propositions which leveraged to overall business growth. Prior to Joining the IPPB She worked in various banks and IT Industry. She is post graduate, Master of Technology (M.Tech) in Computer Science from Jawaharlal Nehru Technological university (JNTU) and holds professional certificates like Cisco Certified Network Associate (CCNA),Certified Information Systems Security Professional (CISSP), EC Council’s Certified Ethical Hacker (CEH), Certified Information Systems Audit (CISA) ,JAIIB and CAIIB.

Over 30 years of experience in Banking industry including 15 years of experience in Compliance and Risk Management Functions covering KYC & AML, Banking Operations (Retail, Corporate, Trade & Forex, Credit Operations, ATM Ops etc.), Process designing & Re-engineering, Regulatory Compliance, Nodal Officer and Controlling authority, Audit & Operational Risk Management. Prior to joining IPPB, he started his career with Corporation Bank as probationary Officer and has subsequently worked with major private sector banks like ICICI Bank, IndusInd Bank and RBL Bank in Senior/Top management roles. He also worked in Baroda Global Shared Services ( subsidiary of Bank of Baroda) in Top Management role . He is an Alumni of IIM – Calcutta (Fintech & Blockchain) & holds M Phil (Economics), MBA (Finance), AFRM (IIM Kashipur). He has also done CAIIB from IIBF.

An Indian Railway Stores Service (IRSS) officer with more than 20 years of experience in procurement, contract management, arbitration, vigilance, training methodologies and CPSE administration. He had been a faculty member in the National Academy of Indian Railways and also worked as Director in the Ministry of Heavy Industries. He also had a stint as Government Nominee Director for various intervals in eight different CPSEs. He is an Electrical Engineering Graduate from IIT Roorkee. He also pursued PG Diploma in Public Policy and Management from MDI, Gurgaon, Master of Business Laws from NLSIU, Bengaluru and PG Diploma in Alternative Dispute Resolution from NALSAR University of Law, Hyderabad.”

Banking Professional with 24 years of experience in Risk Management domain ranging from Credit Risk, Market Risk, Stress testing, Capital Planning, Implementation of advance approaches of Risk management Basel III, Budgeting, Capital Planning, CRAR monitoring &, ICAAP. He is a management graduate from NIBM Pune & FRM by GARP, USA. He holds certifications in Risk Management in Financial Services by CISI, UK, Risk and Regulations by GARP, USA, CAIIB & Quantitative Finance. Prior to Joining IPPB, he has also held the positions of AGM at various locations at the Punjab National Bank - one of India's largest Public Sector Banks.”

A multi-skilled professional with 27 years of global industry experience and expertise in multiple domains, mainly multinational banks. Over 20 years of enterprise level experience in strategic planning, design-development, upgrade, implementation, integration and execution of Information Security Governance, Risk Management, Business Continuity, People Management and System Audits. A technocrat and motivational leader / mentor who can easily navigate dynamic work environments as per business priorities. Qualifications include Certified Information Security Manager (CISM) from ISACA, Post Graduate Diploma in Cyber Law from Asian School of Cyber Law, Post Graduate Diploma in Cyber Security from Amity University, ISO 27001 Lead Auditor from BSI, Certified Payment Card Industry Security Implementer (CPISI), Graduate in Electronics from Nagpur University & Post Graduate in Applied Electronics from Bharathiyar University.

Mr. Sajjan Saini heads the Audit Function of the Bank. He has 20 years of experience in area of Integrated Treasury Operations, Risk & Liquidity Management, Banking Operations, Finance & Audit function. In India Post Payments Bank, Mr. Sajjan has been a core member in setting up of the bank during initial days and has experience of setting up of Finance and Treasury Department and got various memberships like membership of Centralised Payments Systems, Scheduled status from RBI, GST etc. and implementation of other various systems and processes in Treasury, Finance and Human Resources Department. Prior to IPPB, he has experience of handling large Investment Portfolio and overseeing integrated Treasury Operations, Market Risk in IDBI Bank and Canara Bank. Mr Sajjan is a graduate in Mathematics and MBA from University of Rajasthan. He holds a CFA certificate from CFA Institute, USA and has certifications of CAIIB, IT Security, Diploma in Treasury, Investment & Risk Management and Diploma in Information System Audit from IIBF.

Banking Professional with 17 years of experience in Banking in the areas of Finance and Accounts, Direct and Indirect Taxation, Risk Management, Treasury, Financial Planning and Budgeting, MIS and Branch Banking. Prior to IPPB, he has worked with Dhanlaxmi Bank & Karur Vysya Bank. He is a Member of Institute of Management Accountants (USA), Institute of Public Accountants (Australia) and Institute of Financial Accountants (UK). He is a commerce graduate from University of Calicut, Certified Management Accountant, CA Inter and PGDFM. He is also CAIIB, Certified Banking Compliance Professional and Certified Accounting and Audit Professional from IIBF. He is a hard-core soccer fan and a cinephile. When not crunching numbers, he loves to travel and listen to music.

Over 34 years of experience in banking industry dealing with NCLT, SARFAESI, HR issues, Credit, DRT cases etc. Prior to joining IPPB in 2019, he has worked predominantly in Corporate Office of industry major Punjab National Bank and its subsidiaries such as PNB Housing Finance Ltd. and PNB Capital Services Ltd., handling all the legal matters. He holds Diploma in Cyber Law and Intellectual Property Rights, also certified in Cyber Security from IDBRT. He has graduated in Law from Lucknow University and a certified associate of IIBF. He is assisted by Senior Manager (Legal), who has over a decade experience of handling legal matters in banking industry.